Tag Archives: financial

Stocks in the news: Natco Pharma, Siemens, TeamLease, IFCI, Edelweiss Financial, JK Tyre, SAIL

Here are stocks that are in the news today: Results on July 8: Steel Strips Wheels, Goa Carbon, Delta Corp Mindtree: K Natarajan, NS Parthasarathy, Rostow Ravanan resigned. Adhunik Industries: Mahesh Kumar Agarwal, Non-Executive Director (Chairman) of the company, has resigned from the post of directorship. Siemens: Company transferred its leasehold interest in the property at Halol Industrial Area (Phase III) in ... Read More »

Family finance: Salaried Raj can meet his financial goals with ease

Sam Raj is a marketing professional, who is currently single and gets a monthly salary of Rs 2.1 lakh. He stays in a rented accommodation in Hyderabad, but has bought a house worth Rs 75 lakh, for which he has taken a Rs 55 lakh loan and is paying an EMI of Rs 55,000. Besides the house, his portfolio comprises ... Read More »

A fundamental change is underway in the financial markets, and it will not be pleasant

It starts with money and rates. There is a hot debate among the bulls and the bears as to whether the recent change in equity valuations represents technical market factors that will be quickly reversed or a fundamental change that will take some time to play out. I am of the view that there is a meaningful fundamental change underway. ... Read More »

Will Banks Survive? Inside Financial Tech’s Disruption of the Way You Fund Your Business

“My six-month-old baby daughter is probably going to open her first bank account, not with an HSBC or a JP Morgan, but rather with a Facebook or Apple.” Financial technology (fintech) aficionado Henri Arslanian believes that in the future, banks will be obsolete. Instead, people will turn exclusively to solutions such as Facebook or Amazon for their financial needs. He ... Read More »

When Financial Transparency Helps or Hurts Your Business

Financial transparency can be a tricky issue for small businesses. You may be tempted to keep the majority of your financial information on a need-to-know basis among only your top leadership team. But there can be benefits to sharing this type of information with your team, especially for small, early-stage businesses. Frederic Kerrest, COO and co-founder of identity management company Okta wrote ... Read More »

Not linked Aadhaar with your SIM, bank accounts, financial savings? Deadlines are nearing; here’s how to do it

English author, Douglas Adams, once said, “I love deadlines. I love the whooshing noise they make as they go by.” If you are someone like Adams, you will surely get into trouble, especially when it comes to meeting Aadhaar deadlines in our country. This 12-digit number has now become mandatory for several purposes, from filing your income-tax returns to getting ... Read More »

Family Finance: Chennai-based Balasubramaniam couple needs to cut expenses to meet financial goals

Balasubramaniam can begin by building an emergency corpus of Rs 2.94 lakh, which is equal to his six months’ expenses S. Balasubramaniam stays in Chennai with his homemaker wife and a three-year-old son. He brings in Rs 50,000 a month as salary, of which Rs 30,000 is spent on household expenses, Rs 15,000 is given to his parents, and Rs ... Read More »

I’m a financial planner — here’s what I tell people who ask if they’re saving enough money

sunglasses thinking happy future More (Once you start moving, it’s easier to keep going.Flickr/normalsanik) Savings advice can sometimes seem like satire. Start early. Save 15% of your income. Make sure it’s your pretax income. Do it for 40 years. Cross your fingers. Click your heels. But in the real world, that’s not how it works for most people. As a financial ... Read More »

Good Financial Business Decisions: Here Are 4 Reasons You May Not Be Making Them

Many small business owners lack the skills to make good financial business decisions. But it is not always a result of their lack of experience, interest or education in this difficult area. The Effect of Human Nature on Financial Decision Making According to John Howe, author of “The Foolish Corner: Avoiding Mind Traps in Personal Financial Decisions”, it involves human nature and the ... Read More »

Will cheap car loans steer Britain to a financial crash?

 The Vauxhall Astra is a favourite among customers of The Car Finance Company. Photograph: Simon Stuart-Miller If you think Britain is teetering on a cliff-edge of impossibly high personal debt, then the website of The Car Finance Company will confirm your worst fears. Maybe you don’t have a job and are on benefits. Maybe you are so hard up you can’t afford ... Read More »